Privacy Policy

Effective Date: August 31, 2023

Privacy Policy:

This policy outlines how we value our reader’s privacy and want to be upfront with our privacy practices. Please contact [email protected], if you have questions about your account.

Acceptance Of Terms

By using the website and submitting your personal information, you have consented to Renewurservices’s Privacy Policy and Terms and Conditions of Use. If you do not agree to this Policy or our Terms and Conditions of Use, please do not use the website or submit your personal information to us.

General

RENEWURSERVICES respects the privacy of every individual who visits renewurservices.com (“Website”) or responds to our registration form, contests, or interactive advertisements. Renewurservices’s Privacy Policy (“Policy”) outlines the information Renewurservices will collect and how we will use that information. This Policy also tells you what to do if you do not want your Personal Information to be shared or divulged when you visit our website or respond to our advertising.

By using the Website, you agree to the terms of this Privacy Policy. If you do not agree with any terms or practices described in our Privacy Policy, please do not use our website.

We do not attempt to collect excessive or irrelevant information, whether that information personally identifies you or not. We collect information solely to support our interaction with you. We will take reasonable steps to delete or de-identify information about you that we collect when we no longer need it to interact with you. Until you notify us by following the instructions under “Opt-out” below or we determine that the information is no longer needed, we may retain the information we collect indefinitely.

Personally Identifiable Information

Personally Identifiable Information is information that identifies you or can be used to identify or contact you, e.g., your name, physical or email addresses, or telephone numbers, which we may collect during your registration with Renewurservices or in emails to us and in online forms, orders, and surveys. If you do not want your Personal Information collected, DO NOT submit it to us. Renewurservices will not collect your Personal Information unless you provide it voluntarily. You do not have to provide Personal Information to visit the Website, but if you choose to withhold requested information, you may not be able to use all the features of our website.

If you do submit Personal Information, we will:

• Store and process it to better understand your needs and how we can improve our products and services;
• Use it to contact you for account, informational, marketing and promotional purposes;
• Based upon your selections, disclose it to third parties listed on Renewurservices search tools, who may contact you for information, marketing and promotional purposes;
• Disclose it to third parties (including legal authorities) if we believe that disclosure might be legally required or necessary to identify, contact, or bring legal action against someone who may be injuring or interfering with the rights or property (either intentionally or unintentionally) of Renewurservices, other members or users of the Website, or anyone else whom we believe could be harmed by such activities;
• Disclose it when we believe that disclosure is necessary to enforce our Terms and Conditions; and
• Disclose it to independent contractors we engage to assist with or perform any of the foregoing activities.

Additionally, if you do submit Personal Information:

• Renewurservices may distribute your information to third parties not listed on the Registration Page but who will provide information to you on insurance, mortgage, solar, electric cars and/or medicare solutions; and
• Renewurservices may provide it to select appropriate advertisers.

By using our service to request information from our advertising clients and advertising partners, you are giving permission to renewurservices.com and these parties (or their partners and vendors) to contact you using the methods of their choice – including, but not limited to email, telephone, mail or text messaging – to fulfill your information request, notwithstanding your possible listing in the National Do-Not-Call Registry.

How We Use the Information that We Collect

We may use your information, including Personal Information, to:

• Provide products and services requested by you;
• Provide customer support, including responding to your requests and questions and troubleshooting and resolving problems or complaints, and for any other purposes that we deem appropriate;
• Verify the information you provide to us;
• Communicate with you;
• Confirm your identity and eligibility to use the Services;
• Establish and manage your account, as applicable;
• Perform research and analysis to develop and improve the Services and other products and services that we may offer;
• Understand and anticipate your use of or interest in, our products, services, and content, and the products, services, and content offered by others;
• Develop and display products, services, and content tailored to your interests on the Services and other online properties;
• Measure the overall effectiveness of our online advertising, content, and programming, and other activities;
• Offer you personalized information and products, services, promotions, contests, or scholarships of ours, our affiliates, or our third-party business partners that may be of interest to you;
• Manage our business and operations;
• We use the information we automatically collect (such as contact information, IP address and basic browser and system details) to help us optimize our sites and the services we offer on the Sites and may offer in the future;
• To provide you with customized browsing experience;
• Protect the security and integrity of the Services;
• Carry out our obligations and enforce our rights arising from this Privacy Policy, the Terms of Use and any other applicable agreements and policies;
• Use or post User Contributions as permitted in our Terms of Use; and
• Fulfill any other purposes for which you provide your information and for any other purpose as described to you at the time your information is collected or for which your consent is given.

Aggregating Third Party Information with Personal Information

We may, either through our own searches or by contact with third party providers, add publicly available information to the Personal Information you elect to provide to us. For example, if you provide your name or address, we may add your telephone number and email address obtained from other sources to your Personal Information. However, we will treat any information that personally identifies you, including any information that we add to the Personal Information you provide, as your Personal Information, which is subject to the terms of this Privacy Policy.

Members and Users Located Outside of the United States of America

We have made an effort to protect the personal information of all users of the Website, and to the extent applicable, we attempt to comply with local data protection and consumer rights laws. If you are unsure whether this privacy policy is in conflict with the applicable local rules where you are located, you should not submit your personal information to the Website. IN ADDITION, IF YOU ARE LOCATED WITHIN THE EUROPEAN UNION, YOU SHOULD NOTE THAT YOUR INFORMATION WILL BE TRANSFERRED TO THE UNITED STATES, THE LAWS OF WHICH MAY BE DEEMED BY THE EUROPEAN UNION TO HAVE INADEQUATE DATA PROTECTION. Members and other users of the Website located in countries outside of the United States of America who submit personal information do thereby consent to the general use of such information as provided in this privacy policy and to the transfer of that information to the United States.

Security

We have implemented reasonable precautions to protect the information you provide from loss, misuse, unauthorized access, disclosure, alteration, and destruction. Despite our best efforts, no security measures are perfect or impenetrable, and we cannot guarantee that the information you provide will not be intercepted while being transmitted to us over the Internet.

Changes to This Policy

We may revise our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on the Website. You are advised to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they are posted on this page.

Contact Us

If you have any questions about this Privacy Policy, please contact us at:

Renewurservices
495 Fountaing Ave. Apt. 2A
Brooklyn, NY 11208-6014
Email: [email protected]

Terms & Conditions

Effective Date: August 31, 2023

Acceptance Of Terms

By using the website and submitting your personal information, you have consented to Renewurservices’s Privacy Policy and Terms and Conditions of Use. If you do not agree to this Policy or our Terms and Conditions of Use, please do not use the website or submit your personal information to us.

Terms & Conditions

Renewurservices is committed to protecting your privacy and to ensuring any personally identifiable information you provide via this website is safeguarded by multiple layers of security and procedures. It is our mission to adhere to policies that prevent unauthorized use of your personal information, maintain the accuracy of the information provided, and protect your information’s privacy using the best security technologies. We maintain rigorous security and quality controls to ensure that all our marketing practices meet or exceed industry standards and all State and Federal regulations. Below is more information on the measures and policies used by Renewurservices. By using this website, you are confirming your understanding and acceptance of these measures and policies.

What information does Renewurservices collect, and how is it used?

There are two types of information Renewurservices might collect. First, we may ask you directly for information about your interests or for feedback so that we can improve our site and service. Providing us with this information is optional. The second type of information we collect is technical and statistical data that is collected automatically whenever you visit our website. This type of information may include things such as your IP address, operating system, type of browser, and website activity. We collect this data to help us improve the quality of our website and make your visits to the site easy, convenient, and meaningful. We only link this information to personally identifiable information when required to verify express written consent.

Does Renewurservices disclose the information it collects to outside parties?

Renewurservices partners with a network of insurance, mortgage, home services, financial services, electric cars, and Medicare professionals. By submitting your contact information, you agree to be contacted by Renewurservices and its partners and/or affiliates (including Lead Ventures Inc., Back2Learn Inc., Launch Your Degree, FocusQuest LLC, ESP Inc., SolidQuote LLC, Avenge Digital, Smart Financial, Marchex, AiFy, Allstate, Progressive, State Farm, Adolicious, Smart Home Innovations LLC, GutterGard South LLC, QuoteManage LLC, United Medicare Advisors, Smart Match Insurance Solutions, National General Insurance Company, VelaPoint, and Eternus Media LLC) for insurance, mortgage, home services, financial services, electric cars, and Medicare products. You may be contacted by up to 3 professionals at the phone number you provided. They may use automated technology, text, and email to reach you, even if your phone is a mobile number or is currently listed on any state, federal, or corporate “Do Not Call” lists. Your consent is not required as a condition of service.

What are Cookies?

A cookie is a small bit of information given to your browser by a website to recognize whether or not you have visited the site before and to make your return visits to the website more convenient. Renewurservices sets and uses cookies on your computer for the sole purpose of providing service. Renewurservices uses cookies for administrative purposes, such as facilitating your access to the site and customizing the information you see. We do not use cookies to collect personal information, and we do not use cookies to retrieve information from your computer for purposes that are unrelated to the website or your interaction with the website. Most browsers are initially set up to accept cookies. If you’d prefer, you can set yours to refuse cookies. However, you will not be able to take full advantage of our website if you do so.

How does Renewurservices protect customer information?

We work to protect the security of your information during transmission by using the most advanced technology available, Advanced Encryption Standard (AES-256) encryption over Secure Socket Layer (SSL). SSL is supported by most frame-enabled browsers. When you begin a transaction, the rest of your visit will take place on our secure server. You will see a small key or padlock in the bottom right corner of your browser indicating that your transaction is secure.

Privacy Notice for California Residents

This Privacy Notice for California Residents supplements the information contained in Renewurservices privacy policy and applies solely to all visitors, users, and others who reside in the State of California (“consumers” or “you”). We adopt this notice to comply with the California Consumer Privacy Act of 2018 (CCPA) and any terms defined in the CCPA have the same meaning when used in this notice.

INFORMATION WE COLLECT

The renewurservices.com website (the “Site”) collects information that identifies, relates to, describes, references, is capable of being associated with, or could reasonably be linked, directly or indirectly, with a particular consumer or device (“personal information”). In particular, the Site has collected the following categories of personal information from its consumers within the last 12 months when the information is directly submitted by the consumer:

• Identifiers: A real name, alias, postal address, unique personal identifier, online identifier, Internet Protocol address, email address, account name, Social Security number, driver’s license number, passport number, or other similar identifiers.
• Personal information categories listed in the California Customer Records statute (Cal. Civ. Code § 1798.80(e)): A name, signature, Social Security number, physical characteristics or description, address, telephone number, passport number, driver’s license or state identification card number, insurance policy number, education, employment, employment history, bank account number, credit card number, debit card number, or any other financial information, medical information, or health insurance information. Some personal information included in this category may overlap with other categories.
• Protected classification characteristics under California or federal law: Age (40 years or older), race, color, ancestry, national origin, citizenship, religion or creed, marital status, medical condition, physical or mental disability, sex (including gender, gender identity, gender expression, pregnancy or childbirth and related medical conditions), sexual orientation, veteran or military status, genetic information (including familial genetic information).
• Geolocation data: Physical location or movements.

Personal information does not include:

• Publicly available information from government records.
• De-identified or aggregated consumer information.
• Information excluded from the CCPA’s scope, like:
  • Health or medical information covered by the Health Insurance Portability and Accountability Act of 1996 (HIPAA) and the California Confidentiality of Medical Information Act (CMIA) or clinical trial data;
  • Personal information covered by certain sector-specific privacy laws, including the Fair Credit Reporting Act (FRCA), the Gramm-Leach-Bliley Act (GLBA) or California Financial Information Privacy Act (FIPA), and the Driver’s Privacy Protection Act of 1994.

USE OF PERSONAL INFORMATION

We may use or disclose the personal information we collect for one or more of the following business purposes:

• To fulfill or meet the reason you provided the information. For example, if you share your name and contact information to ask a question about our products or services, we will use that personal information to respond to your inquiry. If you provide your personal information to purchase a product or service, we will use that information to process your payment and facilitate delivery. We may also save your information to facilitate new product orders or process returns. If you submit a story about your experience with us, we may post that story on our Site, without identifying you by name or address.
• To provide, support, personalize, and develop our Site, products, and services.
• To create, maintain, customize, and secure your account with us.
• To process your requests, purchases, transactions, and payments and prevent transactional fraud.
• To provide you with support and to respond to your inquiries, including to investigate and address your concerns and monitor and improve our responses.
• To personalize your Site experience.
• For testing, research, analysis, and product development, including developing and improving our Site, products, and services.
• To respond to law enforcement requests and as required by applicable law, court order, or governmental regulations.
• As described to you when collecting your personal information or as otherwise set forth in the CCPA.

Renewurservices will not collect additional categories of personal information or use the personal information we collected for materially different, unrelated, or incompatible purposes without providing you notice.

SHARING PERSONAL INFORMATION

Renewurservices may disclose your personal information to a third party for business purposes. When we disclose personal information for a business purpose, we enter a contract that describes the purpose and requires the recipient to both keep that personal information confidential and not use it for any purpose except performing the contract. We share your personal information with the following categories of third parties:

• Subsidiaries and affiliates.
• Service providers.
• Data aggregators.
• Third parties with whom we partner to offer products and services to you.

DISCLOSURES OF PERSONAL INFORMATION FOR A BUSINESS PURPOSE

In the preceding 12 months, Renewurservices has disclosed the following categories of personal information for business purposes to the parties identified above:

• Category A: Identifiers.
• Category B: California Customer Records personal information categories.
• Category C: Protected classification characteristics under California or federal law.
• Category D: Commercial information.
• Category E: Geolocation data.

SALES OF PERSONAL INFORMATION

In the preceding 12 months, Renewurservices has not sold any personal information of site visitors unless a lead form was submitted directly by the consumer.

YOUR RIGHTS AND CHOICES

The CCPA provides consumers (California residents) with specific rights regarding their personal information. This section describes your CCPA rights and explains how to exercise those rights.

ACCESS TO SPECIFIC INFORMATION AND DATA PORTABILITY RIGHTS

You have the right to request that Renewurservices disclose certain information to you about our collection and use of your personal information over the past 12 months. Once we receive and confirm your verifiable consumer request, we will disclose to you:

• The categories of personal information we collected about you.
• The categories of sources for the personal information we collected about you.
• Our business or commercial purpose for collecting or selling that personal information.
• The categories of third parties with whom we share that personal information.
• The specific pieces of personal information we collected about you (also called a data portability request).
• If we sold or disclosed your personal information for a business purpose, two separate lists disclosing: sales, identifying the personal information categories that each category of recipient purchased; and disclosures for a business purpose, identifying the personal information categories that each category of recipient obtained.

DELETION REQUEST RIGHTS

You have the right to request that Renewurservices delete any of your personal information that we collected from you and retained, subject to certain exceptions. Once we receive and confirm your verifiable consumer request, we will delete (and direct our service providers to delete) your personal information from our records, unless an exception applies. We may deny your deletion request if retaining the information is necessary for us or our service provider(s) to:

• Complete the transaction for which we collected the personal information, provide a good or service that you requested, take actions reasonably anticipated within the context of our ongoing business relationship with you, or otherwise perform our contract with you.
• Detect security incidents, protect against malicious, deceptive, fraudulent, or illegal activity, or prosecute those responsible for such activities.
• Debug products to identify and repair errors that impair existing intended functionality.
• Exercise free speech, ensure the right of another consumer to exercise their free speech rights, or exercise another right provided for by law.
• Comply with the California Electronic Communications Privacy Act (Cal. Penal Code § 1546 et. seq.).
• Engage in public or peer-reviewed scientific, historical, or statistical research in the public interest that adheres to all other applicable ethics and privacy laws, when the information’s deletion may likely render impossible or seriously impair the research’s achievement, if you previously provided informed consent.
• Enable solely internal uses that are reasonably aligned with consumer expectations based on your relationship with us.
• Comply with a legal obligation.
• Make other internal and lawful uses of that information that are compatible with the context in which you provided it.

EXERCISING ACCESS, DATA PORTABILITY, AND DELETION RIGHTS

To exercise the access, data portability, and deletion rights described above, please submit a verifiable consumer request to us by contacting us at:

Renewurservices
Email: [email protected]

Only you, or a person registered with the California Secretary of State that you authorize to act on your behalf, may make a verifiable consumer request related to your personal information. You may also make a verifiable consumer request on behalf of your minor child.

You may only make a verifiable consumer request for access or data portability twice within a 12-month period. The verifiable consumer request must:

• Provide sufficient information that allows us to reasonably verify whether you are the person about whom we collected personal information or an authorized representative.
• Describe your request with sufficient detail that allows us to properly understand, evaluate, and respond to it.

We cannot respond to your request or provide you with personal information if we cannot verify your identity or authority to make the request and confirm the personal information relates to you.

Making a verifiable consumer request does not require you to create an account with us. We will only use personal information provided in a verifiable consumer request to verify the requestor’s identity or authority to make the request.

RESPONSE TIMING AND FORMAT

We endeavor to respond to a verifiable consumer request within forty-five (45) days of its receipt. If we require more time (up to 90 days), we will inform you of the reason and extension period in writing.

If you have an account with us, we will deliver our written response to that account. If you do not have an account with us, we will deliver our written response by mail or electronically, at your option.

Any disclosures we provide will only cover the 12-month period preceding the verifiable consumer request’s receipt. The response we provide will also explain the reasons we cannot comply with a request, if applicable. For data portability requests, we will select a format to provide your personal information that is readily usable and should allow you to transmit the information from one entity to another entity without hindrance.

We do not charge a fee to process or respond to your verifiable consumer request unless it is excessive, repetitive, or manifestly unfounded. If we determine that the request warrants a fee, we will tell you why we made that decision and provide you with a cost estimate before completing your request.

PERSONAL INFORMATION SALES OPT-OUT AND OPT-IN RIGHTS

If you are 18 years of age or older, you have the right to direct us to not sell your personal information at any time (the “right to opt-out”). We do not sell the personal information of consumers we actually know are less than 18 years of age.

Arbitration Agreement

Any dispute or claim relating in any way to your use of this website, including any related calls, texts, or other communications, will be resolved by binding arbitration, rather than in court, except that you may assert claims in small claims court if your claims qualify. This includes claims against our clients, vendors, and Marketing Partners, which are third-party beneficiaries of this arbitration agreement. The Federal Arbitration Act and federal arbitration law apply to this agreement.

There is no judge or jury in arbitration, and court review of an arbitration award is limited. However, an arbitrator can award on an individual basis the same damages and relief as a court (including injunctive and declaratory relief or statutory damages), and must follow the terms of these terms as a court would.

The arbitration may be conducted by the American Arbitration Association (AAA) under its rules, including the AAA’s Supplementary Procedures for Consumer-Related Disputes. The AAA’s rules are available at www.adr.org or by calling 1-800-778-7879. You may choose to have the arbitration conducted by telephone, based on written submissions, or in person in the county where you live or at another mutually agreed location.

We each agree that any dispute resolution proceedings will be conducted only on an individual basis and not in a class, consolidated, or representative action. If, for any reason, a claim proceeds in court rather than in arbitration, we each waive any right to a jury trial. We also both agree that you or we may bring suit in court to enjoin infringement or other misuses of intellectual property rights.

NON-DISCRIMINATION

We will not discriminate against you for exercising any of your CCPA rights. Unless permitted by the CCPA, we will not:

• Deny you goods or services.
• Charge you different prices or rates for goods or services, including through granting discounts or other benefits, or imposing penalties.
• Provide you a different level or quality of goods or services.
• Suggest that you may receive a different price or rate for goods or services or a different level or quality of goods or services.

However, we may offer you certain financial incentives permitted by the CCPA that can result in different prices, rates, or quality levels. Any CCPA-permitted financial incentive we offer will reasonably relate to your personal information’s value and contain written terms that describe the program’s material aspects. Participation in a financial incentive program requires your prior opt-in consent, which you may revoke at any time.

OTHER CALIFORNIA PRIVACY RIGHTS

California’s “Shine the Light” law (Civil Code Section § 1798.83) permits users of our Site that are California residents to request certain information regarding our disclosure of personal information to third parties for their direct marketing purposes. To make such a request, please write or email us at:

Renewurservices
Email: [email protected]

CHANGES TO OUR PRIVACY NOTICE & TERMS AND CONDITIONS

Renewurservices reserves the right to amend this page including our privacy notice and terms and conditions at our discretion and at any time. When we make changes to this page, we will post the updated notice on the Site and update the notice’s effective date. Your continued use of our Site following the posting of changes constitutes your acceptance of such changes.

CONTACT INFORMATION

If you have any questions or comments about this notice, the ways in which Renewurservices collects and uses your information described above and in the Privacy Policy, your choices and rights regarding such use, or wish to exercise your rights under California law, please do not hesitate to contact us at:

Renewurservices
495 Fountaing Ave. Apt. 2A Brooklyn, NY 11208-6014
Email: [email protected]